Prepare Your Investment Property Deal for Funding Review
A strong loan package starts before the application is submitted. This checklist helps real estate investors organize the deal details, property information, and supporting documents that may be needed for private money funding review.
Nisely Done Capital helps investors prepare non-owner-occupied investment property deals for review by private money lending sources. The goal is simple: present the deal clearly, reduce back-and-forth, and help lenders understand the opportunity faster.
Before You Submit
Funding is not guaranteed. All loan opportunities are subject to lender review, borrower qualifications, property details, underwriting guidelines, and current program availability.
This checklist is designed for real estate investors seeking funding review for investment property transactions such as:
Checklist:
– Fix and flip projects
– Rental property purchases
– Bridge loan scenarios
– Refinance or cash-out requests on investment property
– Rehab or value-add investment property deals
– Non-owner-occupied real estate transactions
*This is not a consumer mortgage checklist. Nisely Done Capital focuses on investment property funding opportunities.*
Step 1: Basic Deal Information
Have the core deal details ready before submitting your request:
Checklist:
– Borrower name
– Borrower phone number and email
– Borrowing entity name, if applicable
– Property address
– Purchase, refinance, or cash-out request
– Purchase price or current payoff amount
– Requested loan amount
– Estimated rehab budget
– Estimated after-repair value or completed value
– Target closing date- Exit strategy
– Investor experience level
– Short explanation of why the deal makes sense
Property Documents
Depending on the deal type, lenders may ask for:
Checklist:
– Signed purchase contract, if purchasing
– Current payoff statement, if refinancing
– Property photos
– Rehab scope of work
– Contractor bid or itemized repair budget
– Comparable sales or ARV support
– Rental estimate, if using a rental hold strategy
– Insurance contact or proof of insurance, if requested- Title company or closing attorney contact- Entity vesting information, if applicable
Borrower Documents
To help support the review, be prepared to provide:
Checklist:
– Completed application or intake form
– Government-issued ID, if requested through a secure process
– Borrowing entity documents, if buying through an LLC or company
– EIN verification, if applicable
– Operating agreement or bylaws, if applicable
– Schedule of real estate owned, if applicable
– Proof of funds or bank statement, if requested
– Short borrower experience summary
Do not send sensitive personal or financial information through unsecured channels. Use a secure upload process when one is provided.
DEAL READINESS QUESTIONS
Before submitting, ask yourself:
Checklist:
– Is the property under contract or is there a clear refinance need?
– Are the purchase price, rehab budget, and value estimate realistic?
– Can I explain the exit strategy clearly?
– Do I understand my cash-to-close or reserve needs?
– Do I have supporting documents ready?
– Is my closing timeline realistic?
– Can I explain why this is a strong investment opportunity?
*If several answers are unclear, the deal may need more preparation before lender review.*
What Makes a Stronger Loan Package?
The strongest submissions are clear, complete, and easy to understand. A lender should be able to quickly see:
Checklist:
– Who is borrowing
– What property is involved
– How much funding is being requested
– How the numbers work
– What the exit strategy is
– What documents support the request
– What timeline the borrower is working against
*Incomplete deal packages can slow down review. Clean packages help create a better first impression.*
How Nisely Done Capital Helps
Nisely Done Capital helps real estate investors organize and submit investment property loan opportunities for private money funding review.
Checklist:
– Deal intake- Basic deal screening
– Document readiness
– Loan package organization
– Funding review preparation
– Communication around next steps
**We are not here to overpromise. We are here to help investors present serious deals in a more organized, professional way.**
Ready to Submit Your Deal?
If you have an investment property deal ready for review, start by sending the basic deal information. The cleaner your submission is, the easier it is to understand the opportunity.
Contact:
Email: [email protected]
Phone: (808) 476-3122
Trust and Compliance Notice
Nisely Done Capital does not guarantee loan approval, specific rates, specific terms, closing timelines, or funding. All loan opportunities are subject to lender review, borrower qualifications, property details, underwriting guidelines, third-party verification, title review, appraisal or valuation review where applicable, and current program availability. Nisely Done Capital is not a bank. Funding options may vary by property type, location, borrower profile, and deal structure.